Medi-Cal Planning To Protect Assets And Health
Because medical care and long-term nursing care are expensive, it is important to plan well in advance for the costs of care and treatment as you age. The lawyers of Temmerman, Cilley & Kohlmann, LLP, help clients of all ages plan for health care costs through careful estate and Medi-Cal planning. While older clients have a special interest in Medi-Cal planning, it is never too early to implement an estate plan to protect your assets and allow you to qualify for Medi-Cal benefits.
What Is Medi-Cal?
Medi-Cal is a California and federal program that helps pay the cost of health care services for qualifying low-income individuals and families:
- Seniors age 65 or older
- Disabled people
- Children in foster care
- Pregnant women
- Individuals with specified diseases
Because Medi-Cal is based on need, a recipient will only qualify if his or her estate satisfies specified income and resource limitations.
Medi-Cal Planning In San Jose
Although Medi-Cal benefits may be needed to cover the costs of in-home or long-term nursing care, many clients may have assets that exceed Medi-Cal eligibility limits. Our attorneys at Temmerman, Cilley & Kohlmann, LLP, in Danville and San Jose offer Medi-Cal eligibility planning to help you qualify for Medi-Cal while still protecting your assets and preserving your wealth.
Many individuals and families that qualify for Medi-Cal must still share in the cost of the health care services they receive, which can be exceedingly expensive and deplete an estate. Our Medi-Cal planning includes planning to help you reduce your overall out-of-pocket expenses for long-term care.
After the Medi-Cal recipient passes away, Medi-Cal will attempt to recover the costs of medical care for the recipient from the estate and beneficiaries. Appropriate Medi-Cal estate recovery planning can limit or avoid Medi-Cal recovery and preserve all or most of an estate for the intended beneficiaries.
Through the use of trusts, spending down, immediate annuities, and other estate planning instruments and techniques, a Walnut Creek Medi-Cal planning attorney at Temmerman, Cilley & Kohlmann, LLP, can help clients and their spouses preserve their estates during their lifetimes and protect the interests of their beneficiaries while meeting Medi-Cal eligibility requirements.
Medi-Cal Administrative Fair Hearings
Medi-Cal applicants and beneficiaries have the right to challenge adverse Medi-Cal decisions, including eligibility determinations, benefit reductions, unreasonable delays and denials of Medi-Cal benefits. Our skilled litigators and San Jose elder law attorneys represent clients in administrative fair hearings to appeal all types of adverse actions.
Experienced Medi-Cal planning attorneys in San Jose and Danville
The San Jose and Danville estate planning attorneys of Temmerman, Cilley & Kohlmann, LLP, are leaders in the field and are able to guide elderly clients efficiently through the Medi-Cal planning process. Our San Jose elder law attorneys are available to consult with clients at our offices at 2502 Stevens Creek Boulevard, San Jose, CA 95128 and 140 Town and Country Dr., Danville, CA 94526 or at any other convenient location. Call our San Jose or Danville offices at 408-780-1912 or contact Temmerman, Cilley & Kohlmann, LLP, online.